Federal Public Servant Dental Benefits in Ottawa

Making the Most of Your Federal Dental Coverage

Ottawa is a government town, and if you work for - or have retired from - the federal public service, dental coverage is one of the real perks of the job. Like any benefit, though, it's only worth what you actually use. This guide explains how your federal dental plan works and how to use it with as little hassle as possible, with a dentist in Ottawa who bills it directly.

Which Plan Covers You: PSDCP and PDSP

Federal dental coverage comes through one of two plans, depending on your situation. Active public servants are covered under the Public Service Dental Care Plan (PSDCP), while federal retirees are covered under the Pensioners' Dental Services Plan (PDSP). It's worth noting that these are separate from the Public Service Health Care Plan (PSHCP), which covers medical and drug expenses rather than dental. Both dental plans cover a meaningful share of preventive and restorative care.

What Your Federal Dental Plan Typically Covers

Like most dental plans, federal coverage is tiered: preventive care - exams, cleanings, and X-rays - is covered at the highest level, basic work such as fillings at a strong percentage, and major treatments like crowns and bridges at a lower share, usually up to an annual maximum. Your plan booklet has the exact percentages and limits for your coverage.

We Direct Bill, So You Skip the Paperwork

We know you'd rather not file claims after a long day. BluSky Dental offers direct billing and works with the major insurers that administer federal plans, so we submit your claim and you pay only your portion at the time of your visit.

Convenient for the Tunney's Pasture Campus

For the thousands of public servants at Tunney's Pasture and the surrounding federal offices, our Holland Cross clinic is a five-minute walk from the Tunney's Pasture LRT station - close enough for a lunch-hour cleaning. And with four locations across Ottawa, there's a BluSky Dental office near wherever you work or live.

Predetermination for Bigger Treatments

For major work, we can submit a predetermination to your plan first - a written estimate of what's covered - so you know your out-of-pocket cost before anything begins. It's a simple step that prevents surprises and helps you plan.

Make Your Benefits Count Before Year-End

Federal dental plans, like most, reset on a schedule, and unused benefits generally don't carry over. Booking your covered preventive visits each year is the easiest way to protect both your teeth and your benefit dollars.

Why Ottawa Public Servants Choose BluSky Dental

Founded by Dr. Mark McCullough more than 25 years ago, BluSky Dental combines experienced, patient-centred care with modern technology, a multilingual team, and four convenient locations. We make using your federal benefits simple, so quality care fits easily into a busy working life.

Put Your Federal Benefits to Work

Book a visit at the BluSky Dental location nearest you - we'll verify your coverage, bill your plan directly, and keep your out-of-pocket costs clear from the start.