Payment Options
Quality dental care that fits your budget
Making Dental Care Accessible
Quality dental care shouldn't be out of reach due to cost. At BluSky Dental, we offer multiple payment options to help you get the treatment you need when you need it.
← Back to Financing & Insurance
Accepted Payment Methods
We accept:
- Cash
- Debit (Interac)
- Visa
- Mastercard
- American Express
- Direct insurance billing
Payment Plans
In-House Payment Plans
For larger treatments, we offer flexible payment arrangements:
How It Works:
- Treatment cost divided into manageable payments
- Pay over several weeks or months
- Often interest-free for shorter terms
- Customized to your budget
Ideal For:
- Crowns and bridges
- Implants
- Multiple fillings
- Cosmetic treatments
- Any treatment over $500
To Arrange: Discuss with our treatment coordinator. We'll create a plan that works for you and you can begin treatment right away.
Third-Party Financing
For extended payment terms, we work with financing companies that specialize in healthcare:
Benefits:
- Longer payment terms (12-60 months)
- Fixed monthly payments
- Quick approval process
- Competitive interest rates
- Higher credit limits available
Application: Apply online or in-office. Usually approved same-day, so you can start treatment immediately upon approval.
Ask our team about current financing partners and promotions.
Making Treatment Affordable
Prioritized Treatment
When budget is a concern, we can:
- Identify urgent needs – Address what's most important first
- Phase treatment – Spread work over time
- Discuss alternatives – Present options at different price points
You're always part of the decision-making process.
Preventive Care Saves Money
Regular checkups and cleanings:
- Catch problems early (less expensive to treat)
- Prevent major issues from developing
- Maximize insurance benefits
Prevention is the most affordable approach long-term.
Maximize Insurance Benefits
We help you get the most from your coverage:
- Direct billing (no out-of-pocket wait)
- Benefit verification before treatment
- Strategic timing to maximize annual benefits
- Coordination of multiple plans
No Insurance? Options Available
CDCP (Canadian Dental Care Plan)
If you qualify, CDCP covers dental care at no or reduced cost:
- For Canadians without dental insurance
- Income under $90,000
- We're a participating provider
Payment Plans
Even without insurance, our payment plans make care accessible. Don't delay needed treatment—let's find a solution.
Transparent Pricing
We provide clear estimates before treatment so you can plan and budget accordingly. No surprises.
Cost Estimates
For any significant work, we provide:
- Written treatment plan
- Itemized cost breakdown
- Insurance coverage estimate (if applicable)
- Your estimated out-of-pocket cost
- Payment options available
Questions Welcome: Unsure about costs? Ask! We're happy to explain fees for any procedure, discuss what's included, present alternatives, and find payment solutions.
Let's Find a Solution
We believe everyone deserves quality dental care. Our team is here to help you find a payment solution that works for your situation.
Flexible payment plans available · Multiple financing options · Direct insurance billing · CDCP participating provider
Frequently Asked Questions
For most visits, yes—your portion is due at checkout. For larger treatments with payment plans, we'll arrange a schedule before starting.
Yes. Some patients prefer to pay ahead or save up before treatment. We can hold your spot once paid.
Talk to us. We can prioritize the most urgent needs, create a payment plan, discuss financing options, or phase treatment over time. Never let cost prevent you from discussing your dental needs.
For certain treatments, paying in full may provide savings. Ask about current offers.
Our in-house plans are often interest-free for shorter terms. Third-party financing rates vary—we'll explain all options clearly.
Ready to Discuss Payment Options?
Don't let cost prevent you from getting the dental care you need. Contact us to discuss your options.
At BluSky we BEElieve in bringing life to your smile. 🐝